Generally, yes, most homeowner’s insurance policies in Florida cover damages caused by hurricanes and windstorms. It’s essential to review your policy and contact your insurer as soon as possible after an event to begin the claim process. Furthermore, many insurance providers offer better terms or discounts on policies when homeowners install resistant roofing materials (like metal roofs) or when the work is performed by certified and experienced roofing contractors like Roofing Nation. This is because quality roofing and professional installation reduce the risk of future damage.